401k Contribution Limit 2025 Catch Up Rules

401k Contribution Limit 2025 Catch Up Rules. Starting in 2025, employees can contribute up to $23,000 into their 401(k), 403(b), most 457 plans or the thrift savings plan for federal employees, the irs announced nov. However, if you start the plan late, and are 50 years old or older, you’re allowed to.

The 401(k) compensation limit is $345,000. The limit on total employer and employee contributions for 2023 was $66,000 ($73,500 with.